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Malta Fact Check

"82% of people in Malta and Gozo own their home."

Robert Abela Prime Minister · PL
Our verdict
MISLEADING

Overall home ownership stood at ~68% in 2024 (down from 74.7% in 2023). The 82% figure likely uses a restricted denominator.

Full analysis

The claim in context

At a national housing conference, the Prime Minister disputed the claim that Maltese residents are being priced out of property, asserting that home ownership in Malta and Gozo had reached 82% — "the highest to date." The figure was cited in the context of defending the government's record on housing affordability.

What the published data shows

The most recent EU-SILC release, alongside Tradingeconomics' index of Maltese ownership statistics, puts the actual rate around 68% in 2024 — a significant drop from 74.7% in 2023.

Malta home ownership rate, all households (%)
2023
74.7%
2024
68.1%
PM’s claim
82%
Source: NSO EU-SILC 2024; Tradingeconomics; PM speech (2025).

The 82% figure does not appear in any standard published series. The most plausible explanation is methodological — perhaps Maltese-headed households only, perhaps excluding short-term residents, perhaps using a non-SILC measure. Without that disclosure the headline number is misleading by 14 points.

Bottom line

Standard ownership measures put Malta's rate at around 68% and falling. The 82% figure either comes from a restricted denominator that was not disclosed or from a non-standard methodology. Either way, presented as a "Malta and Gozo" headline statistic, it overstates current ownership.

Sources